FIND THE BEST MEDICARE PLANS IN YOUR AREA

Quotes take less than 10 minutes to fill out.

WE MAKE INSURANCE PROVIDERS FIGHT FOR YOUR BUSINESS!

 

 

 

What Does Medicare Part A Cover?

  • Medicare Part A helps pay for the care you receive when you are admitted in a hospital or a skilled nursing facility.Expenses covered include:

a. Meals

b. Prescription drugs administered while you are in the hospital.

c. Medical supplies and equipment used during your stay

d. Lab tests and x-rays

  

You are eligible at 65 if:

  • You or your spouse had Medicare covered employment for 40 quarters
  • You are receiving retirement benefits from Social Security or the Railroad Retirement Board

Am I already enrolled?

You are automatically enrolled in when you turn 65 and there is no premium

 

 

 

Premium-free

You normally don’t pay a monthly premium during your coverage  (Hospital Insurance) coverage. For example if you or your spouse paid Medicare taxes for a certain amount of time while working. Generally, this is referred to as “premium-free Part A.”

In conclusion, while most people get premium-free, it’s important to make sure that your plan is right for you.

 

You can get premium-free at 65 if:

  • Already get retirement benefits from Social Security or the Railroad Retirement Board.
  • If eligible to get Social Security or Railroad benefits despite not filing them yet.
  • You or your spouse had Medicare-covered government employment.

Premiums:

When you buy Part A, you’ll pay up to $437 each month. If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $437. If you paid Medicare taxes for 30-39 quarters, the standard Part A premium is $240. For more detail contact one of our advisors.

 

  

 

What Does Medicare Part B Cover?

Medicare Part B helps pay for care you receive in a clinic or hospital as an outpatient.Expenses covered under Medicare Part B include:

a. Doctor services as a hospital inpatient

b. Doctor visits

c. Emergency room services

d. Clinical lab services

e. Durable medical equipment for at-home use

  

 

Am I  eligible for it?:

You are eligible at 65 if:

Most are eligible to sign up for 3 months before you turn 65, the month of your birthday, and the 3 months after you turn 65.

a. If you do not sign-up when first eligible and do not have qualified coverage, you’ll pay a late enrollment penalty – your premium may increase up to 10% for each 12-month period that you could have had Part B.

Part B has a set monthly premium based on your income.

 

FIND THE BEST MEDICARE PLANS IN YOUR AREA

Quotes take less than 10 minutes to fill out.

WE MAKE INSURANCE PROVIDERS FIGHT FOR YOUR BUSINESS!

Location

465 Northland Ave NE Suite 102

Cedar Rapids, IA 52402

(319) 640-8607

brian@peritiaadvisors.com