What Does it Cover?
Medicare Part A helps pay for the care you receive when you are admitted in a hospital or a skilled nursing facility.
Expenses covered under Medicare Part A include:
b. Prescription drugs administered while you are in the hospital
c. Medical supplies and equipment used during your stay
d. Lab tests and x-rays
am i eligible For it?
You are eligible at 65 if:
a. You or your spouse had Medicare covered employment for 40 quarters
b. You are receiving retirement benefits from Social Security or the Railroad Retirement Board
Am I already enrolled in It?
You are automatically enrolled in when you turn 65 and there is no premium
How Much Does It Cost?
Iowa Medicare Part A Premium-free
You normally don’t pay a monthly premium during your coverage with Medicare Part A (Hospital In
surance) coverage. For example if you or your spouse paid Medicare taxes for a certain amount of time while working. Generally this is referred to as “premium-free Part A.”
In conclusion while most people get premium-free Part A, it’s important to make sure that your plan is right for you.
You can get premium-free Part A at 65 if:
- Already get retirement benefits from Social Security or the Railroad Retirement Board.
- If eligible to get Social Security or Railroad benefits despite not filing them yet.
- You or your spouse had Medicare-covered government employment.
Iowa Medicare Part A premiums
When you buy Part A, you’ll pay up to $437 each month. If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $437. If you paid Medicare taxes for 30-39 quarters, the standard Part A premium is $240. For more detail contact one of our advisors.